You'll also get a free copy of your credit report -- check it and keep involved with the credit score bureaus until they right any fraudulent expenses or accounts you find there. Bank card firms restrict your liability on fraudulent purchases, and you can dispute false costs. A savings account that has no checks issued and isn't linked to any debit card will be a lot tougher for a thief to achieve access to. If you retain a big sum of money in your predominant checking account, then all that money is vulnerable if someone steals your debit card or writes checks in your title. While you send mail, use safe, opaque envelopes so nobody can learn account numbers or spot checks just by holding them up to the sunshine. Only use ATMs in secure, effectively-lit areas, and do not use the machine if someone is standing too close or looking over your shoulder.
