You'll additionally get a free copy of your credit report -- verify it and stay in touch with the credit score bureaus till they correct any fraudulent expenses or accounts you find there. Credit card firms restrict your liability on fraudulent purchases, and you'll dispute false costs. A financial savings account that has no checks issued and isn't linked to any debit card will likely be much harder for a thief to achieve entry to. If you retain a large amount of money in your most important checking account, then all that money is weak if somebody steals your debit card or writes checks in your title. While you send mail, use secure, opaque envelopes so nobody can learn account numbers or spot checks simply by holding them up to the sunshine. Only use ATMs in safe, well-lit areas, and do not use the machine if somebody is standing too shut or looking over your shoulder.
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