You'll additionally get a free copy of your credit report -- test it and stay in contact with the credit bureaus until they appropriate any fraudulent expenses or accounts you find there. Bank card companies limit your legal responsibility on fraudulent purchases, and you may dispute false charges. A financial savings account that has no checks issued and isn't linked to any debit card will probably be a lot harder for a thief to realize entry to. If you keep a large amount of money in your main checking account, then all that money is susceptible if somebody steals your debit card or writes checks in your identify. If you ship mail, use safe, opaque envelopes so no one can learn account numbers or spot checks simply by holding them as much as the light. Only use ATMs in safe, properly-lit locations, and do not use the machine if somebody is standing too shut or looking over your shoulder.
